Looking for a rugged four-wheel drive SUV under Rs. 20 lakh? These models are perfect for tackling tough terrains and offer excellent value for their price, without compromising on performance or durability. Unlike the front-wheel-drive crossovers dominating the market, these SUVs are built on ladder-frame chassis and feature genuine off-road capabilities. Below, we’ve highlighted the top seven four-wheel drive SUVs that combine affordability and functionality.
Mahindra Thar 3-Door
The Mahindra Thar 3-Door continues to be a dominant force in the Indian market, offering its 4WD system with both petrol and diesel engines. The Thar starts at an ex-showroom price of Rs. 15.20 lakh for the LX petrol MT hard top variant, while the diesel 4WD begins at Rs. 16.12 lakh. Under the hood, it is powered by either the 150 PS 2.0-liter mStallion petrol engine or the 132 PS 2.2-liter mHawk diesel engine. Both come with the choice of a 6-speed manual or a 6-speed torque converter automatic gearbox, providing you the versatility to handle any terrain.
Maruti Suzuki Jimny
The Maruti Suzuki Jimny is a compact yet powerful SUV, holding the title of the most affordable 4WD SUV in India. Priced from Rs. 12.76 lakh (ex-showroom), the Jimny features a robust four-wheel drive setup with a low-range transfer case as standard. It is powered by a 1.5-liter K15B naturally aspirated petrol engine that delivers 103 bhp and 134 Nm of peak torque. Buyers can choose between a 5-speed manual or a 4-speed torque converter automatic gearbox. Its lightweight body and compact dimensions make it a stellar pick for off-road enthusiasts looking to tackle challenging trails with ease.
Mahindra Thar Roxx
The Mahindra Thar Roxx, another gem from the Mahindra stable, provides impeccable off-road capabilities. Starting at Rs. 19.39 lakh (ex-showroom) for the MX5 diesel manual variant, the Thar Roxx pairs a 2.2-liter mHawk diesel engine with a 6-speed manual gearbox producing 150 bhp and 330 Nm of torque. Alternatively, a 6-speed torque converter automatic option is also available with higher-end trims, making the Thar Roxx a reliable and sturdy choice for thrill-seekers.
Mahindra Scorpio N
The Mahindra Scorpio N stands out as the only 7-seater SUV with a four-wheel drive system under Rs. 20 lakh. The Z4 4WD variant is priced at Rs. 18.35 lakh (ex-showroom) and is equipped with a 2.2-liter mHawk turbo diesel engine with a significant output of 172 bhp and 370 Nm of peak torque. This variant comes paired with a 6-speed manual gearbox, though it lacks a low-range transfer case. The Scorpio N is perfect for families who need both space and off-roading capability.
Force Gurkha
The Force Gurkha, available in both 3-door and 5-door options, is designed specifically for hardcore off-road enthusiasts. The 3-door model starts at Rs. 16.75 lakh (ex-showroom), while the 5-door option is priced at Rs. 18 lakh. Its 2.6-liter diesel engine generates 138 bhp and 320 Nm of torque and is paired with a 5-speed manual gearbox. The Gurkha comes loaded with features like a factory-fitted snorkel, providing a water wading capacity of up to 700 mm, and manual differential locks on both axles, ensuring it can handle even the toughest terrains with confidence.
Mahindra BE 6
Adding to the list, the Mahindra BE 6 is a futuristic and highly capable SUV priced between Rs. 18.9 lakh and Rs. 26.9 lakh. This 5-seater electric SUV is powered by a 210 kW motor paired with a massive 79 kWh battery, offering an impressive range of up to 683 km. It features advanced technology, including wireless Android Auto, Apple CarPlay, a 12.3-inch infotainment system, and a heads-up display (HUD). Safety is top-notch with 7 airbags, a 360° view camera, front parking sensors, ADAS functionalities, and adaptive cruise control, making it a perfect representation of Mahindra’s forward-thinking engineering.
Citroen Aircross
Finally, the Citroen Aircross combines versatility and comfort at a lower price point, starting at just Rs. 8.62 lakh and going up to Rs. 14.6 lakh. This 7-seater SUV boasts a 1.2-liter turbocharged petrol engine and features a user-friendly 10.24-inch infotainment system, wireless Android Auto and Apple CarPlay, rear AC vents, and USB charging ports for rear passengers. Its safety features, including two airbags, electronic stability program (ESP), and hill start assist, make it a reliable family SUV option.
These top 7 four-wheel drive SUVs balance affordability with rugged utility, offering something for everyone. Whether you’re exploring mountain trails or navigating city streets, these models prove that powerful off-road features can exist within an accessible price bracket.
